Bee, Faustine Karrani (2007) Rural Financial Markets in Tanzania: An Analysis of Access to Financial Services in Babati District, Manyara Region. Doctoral thesis, University of South Africa.
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Abstract
Tanzania is among the poorest countries in the world, with most of its population living in rural areas. Like most other developing countries, rural households’ access to financial services is very limited. The government has adopted series of economic reform measures since mid-1980s that include financial liberalization. Liberalization of the financial sector facilitated participation of private financial institutions, restructuring of public financial institutions and privatization, elimination of interest rate controls, credit allocation and targeting. In addition, the role of the Bank of Tanzania in supervision and regulation of financial institutions was strengthened. Following the privatization of the financial sector, the number of financial service providers increased and diversified, which include commercial banks, development banks, insurance and social security funds, and capital markets. The role of the central bank was re-defined and strengthened in terms of price stability, supervision and regulation. Although there is an increase in financial sector service providers and products, rural households’ access to financial services did not improve. To the contrary access to formal financial services is diminishing significantly, hence making poverty reduction initiatives more difficult.
| Item Type: | Thesis (Doctoral) |
|---|---|
| Subjects: | H Social Sciences > HC Economic History and Conditions |
| Divisions: | Africana |
| Depositing User: | JHI Africa |
| Date Deposited: | 30 Jun 2015 11:13 |
| Last Modified: | 30 Jul 2021 09:49 |
| URI: | http://thesisbank.jhia.ac.ke/id/eprint/231 |
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