Eba, Yohannes Dinkayehu (2006) The Role of Oromia Credit and Saving Share Company Micro Finance Program in Improving the Living Standards of Poor People: A case Study in Guto Wayu Woreda. Masters thesis, Addis Ababa University.
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Abstract
The major causes of low economic growth and high incidence of poverty, in Ethiopia, includes lack of income, assets, employment opportunities, education, health and etc. To reverse the economic decline and poverty situation in the country, the Ethiopian government has taken policy measure such as structural adjustment program (SAP), agricultural development led to industrialization (ADLI), and poverty reduction strategy paper (PRSP). Currently, increasing the poor access to micro finance services are accepted as one of the tool to a attack poverty. OCSSCO is one of the MFI that was established in August 1997 to achieve these objectives in the region. This thesis attempt to see the impact of this institution whether it improves the living standard of its clients or not and the challenges it practices in the Guto Wayu Woreda. Primary data were collected through structured questionnaire from frequent and new clients. Secondary data were collected from different published books, unpublished yearly or quarterly reports journal of articles, CSA reports and other relevant official reports. The impact assessment was based on the variables such as income, nutritional status, access to education, medical facilities, saving and employment opportunities. The finding of the study indicated that the OCSSCO’S micro financing scheme has had a positive impact on improving the living standards of its clients in the study area. Absence of adequate trained manpower to follow up and supervise the activities of the poor who operates their business in the environments with high business risk in nature has been found in the study. Therefore, OCSSCO should develop the capacity of its staff. In addition to this, OCSSCO must make an effort to strengthen its financial capacity in order to increase the amount of loan it disburses for each client.
| Item Type: | Thesis (Masters) |
|---|---|
| Subjects: | H Social Sciences > HF Commerce H Social Sciences > HV Social pathology. Social and public welfare |
| Divisions: | Africana |
| Depositing User: | Geoffrey Obatsa |
| Date Deposited: | 24 Jun 2019 11:02 |
| Last Modified: | 24 Jun 2019 11:02 |
| URI: | http://thesisbank.jhia.ac.ke/id/eprint/9248 |
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