Mohammed, Nur Abdi (2006) The Role of Microfinance in Strengthening Pastoral Household Food Security A Comparative Study between Beneficiaries and Non-Beneficiaries of Microfinance Services in Dollo Ado and Filtu Districts of Somali Region. Masters thesis, Addis Ababa University.
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Abstract
Microfinance is the provision of financial services to low income households and selfemployed clients (Ledgerwood, 1999). Providing microfinance services to pastoral households is one aspect of promoting food security. It contributes for income generation and smoothing consumption. This study investigated whether there are significant differences in income, expenditures on food and non-food items, food consumption, child schooling and coping strategies between microfinance service beneficiary and non-beneficiary households in Filtu and Dollo Ado districts of Somali region. Equal numbers of beneficiary and non-beneficiary households (57 households each) were included in the sample. The research findings indicated that, microfinance beneficiaries have more diversified incomes than the non-beneficiaries. Furthermore, these households had more income relative to non-beneficiaries. As a result, households’ access to microfinance services had higher monthly food and non-food expenditures than non-service users. This indicates that, the former households have better purchasing power than the later. Thus, they have shown better calorie consumption. Access to microfinance services enabled beneficiary households to increase their incomes. The increased income helped beneficiaries to spend more on child education than non-beneficiaries. More importantly, the beneficiary households have employed less coping strategies during food shortages, which imply that, adequate food at their disposal. The result also shows that, the severity of responses on the utilization of coping mechanisms has more pronounced to non-beneficiary households. Finally, pastoralist oriented microfinance service reduces vulnerability and minimizes the risk of becoming food insecure.
| Item Type: | Thesis (Masters) |
|---|---|
| Uncontrolled Keywords: | Microfinance, Food security, Coping strategies, Household income, Food expenditure, and Food consumption |
| Subjects: | H Social Sciences > HF Commerce H Social Sciences > HG Finance S Agriculture > S Agriculture (General) |
| Divisions: | Africana |
| Depositing User: | Tim Khabala |
| Date Deposited: | 24 Aug 2018 13:10 |
| Last Modified: | 24 Aug 2018 13:10 |
| URI: | http://thesisbank.jhia.ac.ke/id/eprint/8494 |
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